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Take payments on your phone. Earn on every service you sell.

Your phone is the terminal. Install the app, get your account, and start accepting payments the same day — no machine to buy, no bank visits, no waiting. Money lands on your balance instantly, and you withdraw it whenever you want.

A shopkeeper and a customer smile at their phones across the counter as a payment goes through
The Dalapay POS app showing the available balance
One app — two ways to earn

The same app on the same phone works in two modes, side by side, on one balance.

Merchant mode

Accept payments from customers for your goods and services.

Agent mode

Sell digital services to walk-in customers and earn a commission on every operation.

You can be just a merchant, just an agent, or both at once. Most of our busiest outlets end up being both.

Merchants

Getting paid shouldn't be this hard

A card terminal sitting on a counter with its screen cracked and its cable unplugged
The old wayWith the app
✕One wallet on one number, another operator on a second number, cash in the drawer
→
✓One balance for every network — everything in one app
✕The card machine loses network on your busiest evening
→
✓Customers pay from their own phones — no machine to fail, no queue at the till
✕Money from the machine reaches your bank a day later
→
✓Money lands on your balance instantly — withdraw whenever you want
✕Customers send money to a cashier's personal number
→
✓Every cashier gets a login — the money goes only to you

One balance. Every network.

Your customers pay from any mobile-money operator — everything lands on one balance in your app, instantly, with a notification for every payment. No SIM card for every operator. No separate accounts to check at the end of the day.

Money in
Any mobile-money operator MTNAirtelM-PesaOrange MoneySafaricomand more
VisaMastercardVisa & Mastercard
Bank accounts
The app showing the live balance and the payments that came in today
Money out
Your own mobile wallet MTNAirtelM-PesaOrange MoneySafaricomand more
Straight to your bank
Any time you want

Withdraw to your own mobile wallet any time, or send money straight to your bank account — right from the app, without leaving your shop.

At the till

Four ways your customer pays

01The app showing a QR code for the customer to scan

QR code

Show the QR on your screen, or put a printed sticker on the counter. The customer scans it and pays from their own phone.

02A payment request dialog on the customer's own phone asking them to confirm the amount with their PIN

Payment prompt

You type the customer's phone number, a payment request pops up on their phone, and they confirm with their PIN. Works on any phone — the customer needs no internet.

03The app sharing a payment link

Payment link

Send a link on WhatsApp or SMS. The customer pays from wherever they are, and you watch the status live. Useful for orders, deliveries and deposits.

04A customer taps their contactless card against the merchant's smartphone

Card on your phone

The customer taps their Visa or Mastercard directly on your smartphone (rolling out now). One phone takes mobile money and cards — you no longer need two machines on the counter.

Control

Your staff take payments. Only you touch the money.

  • Every cashier gets their own login. They take payments on their phone — the withdraw button simply isn't there. Only you can move money.
  • A login works only on its own phone. It locks to the device at first sign-in, so a stolen password does nothing anywhere else.
  • A cashier quits? Switch their login off in one tap. The money never passed through their hands anyway.
  • You see every payment as it happens — amount, shop, cashier, time — even when you're at home.
A shop owner checks an incoming payment on his phone while his cashier serves a customer at the counter
+ 450.00 · Shop 2 · just now
The dashboard

Your dashboard: the whole business on one screen

All your shops in one place.

See payments, balances and withdrawals across every branch. Each branch can get its own access and see only its own numbers — you decide who sees what, including whether they see the fees.

Every payment, including the failed ones.

Successful, cancelled or failed — everything appears immediately, and a built-in assistant explains in plain words what happened to any transaction.

Settle disputes in seconds.

A customer says they paid and you didn't get it? Check the transaction right there and answer them on the spot — no phone calls, no waiting.

Know your numbers.

How much came in, how much you withdrew, how much you paid in fees — per shop and in total. Reports you can download and hand straight to your accountant.

The dashboard listing every payment across all shops, with totals for money received, withdrawn and paid in fees
A table of guests in a café each paying from their own phone while the waitress watches
Hospitality

Restaurants, bars and cafés

Branded bill folders with a QR code inside, and table tents for every table. The guest scans, pays from their phone and shows you the confirmation — your waiters never carry a machine around, and there is nothing to queue for at the till.

What it costs

Simple: you pay a small fee when you get paid — no machine to buy, no setup fee, no monthly fee. And you choose who pays it: by default it comes out of your side, but you can switch it to the customer and the app adds it on top of the amount before they confirm. The choice is yours, and you can change it at any time.

Either way the exact amount is on screen before the payment goes through. Withdrawals to your own wallet are free or near-free, bank transfers carry a small flat fee. Your exact rates are confirmed when your account is opened.

A shopkeeper at her counter checking a payment on her phone

Agents

Agent mode turns the same app and the same phone into a full service point. You serve people who walk into your shop and earn a commission on every operation — all from one float, without a second device or a second balance.

An agent serving a queue of customers at a busy service kiosk, phone in one hand and change in the other

What you can sell

Airtime and data bundlesFor every local operator.
MTNAirtelM-PesaOrangeSafaricomand more
Electricity and utilitiesPrepaid tokens and bill payments.
Kenya PowerSNELREGIDESOWASACand more
Government servicesOfficial payments and fees.
RRAUGAand more
Gaming and betting top-upsAccount deposits and vouchers for licensed operators.
TV subscriptions, tickets and other local servicesThe list keeps growing.
DStvGOtvCanal+StarTimesand more

How your float works

Everything you sell as an agent runs off your float — your working balance in the app. You top it up first, then pay the Billers on your customers' behalf: mobile operators, power utility, TV providers, government services, betting operators, etc.

1

Top up your float

By bank transfer or from your mobile wallet, the money is ready to work straight away.

2

A customer hands you cash

For airtime, an electricity token or a top-up.

3

You pay the Biller from your float

The service is delivered on the spot.

4

The cash stays with you

Your commission is credited, and you reload the float from that cash when it runs low.

Your float is your working capital: the bigger it is, the more customers you serve between top-ups.

Already taking payments as a merchant? Then you may never need to fund the float separately — what customers pay you for goods lands on the same balance and works as your float right away.

Built for a busy counter

  • One float for everything. No juggling separate balances per service. Your commission is credited on every operation, and you can see exactly what you earned.
  • Fast operations. Each one takes a couple of minutes — the app is built for hundreds of transactions a day, not for filling forms.
  • Reload without closing the counter. Topping up takes seconds, and your balance and full history are always in front of you, so you know exactly when to do it.
  • More than one counter? Each point gets its own login under your account.
An agent shows a market trader how the app works on a tablet at her produce stall

Merchant and agent at the same time

If you already have a shop, switch on agent services in the same app: your customers come in to buy airtime or pay for electricity, and they buy your goods while they're there. You earn on top of your sales — commission on every service, plus a bonus for the extra turnover you bring. One phone, one balance, one place to check your money.

Grow beyond your own counter

Three ways to earn more than your own sales. They work differently — pick what fits your business.

A shop owner standing in the doorway of her shop while her staff serve customers at the counter behind her

Refer other merchants

Bring a shop you know into the app and earn a share of what they take. Nothing to manage: they run their own business, you keep earning from it.

Your own outlets — one business, one balance

For a chain of shops, a taxi or delivery fleet, a distribution route — points that belong to you.

  • Every shop, till or driver gets their own login, but all the money collects onto your single balance. Nothing is scattered across separate accounts.
  • Your people take payments — only you withdraw.
  • You see the breakdown live — per shop, per till, per driver — and know exactly who brings what and when your peaks are.
  • Start with one location, roll out to all of them when you're ready.

A network of sub-agents — you become a super-agent

Here the outlets are independent businesses, not yours: every sub-agent has their own account, their own float and their own takings. You don't hold their money — you build and look after the network.

What you do as a super-agent:
  • Recruit and sign them up yourself — create the account, hand over the login, and your agent is live the same day. No waiting for us.
  • Show them how to work — how to fund the float, serve customers, sell every service and earn on it.
  • Be their first line of support — you're the person they call when something doesn't go through, and you help them sort it out with the platform.

What you get: a share of everything your network turns over — recurring income from their day-to-day business, not a one-off bonus. You see how the whole network is doing: turnover per agent, who's growing, who's gone quiet and needs a visit, with statements you can download.

The stronger your agents, the more you earn — so onboarding them well and keeping them working is your business.

Starting is quick

01

Apply.

Register in the app or tell our team you want an account — you'll get your login and access.

02

Install the app

on the Android phone you already have.

03

Take your first payment.

Need a hand? Our team activates outlets on the spot — at your shop, at markets and at events — and shows your staff how everything works.

Why you can rely on it

  • Built for the Friday-night rush. Customers pay from their own phones, so there's no single machine to break down and no queue at your till.
  • Nothing gets lost. Every payment has a live status, a digital receipt and full history. If something fails, you see it immediately and know why.
  • Your money is yours. PIN-protected operations, logins tied to their phone, cashiers with no access to withdrawals.
  • Licensed and regulated. Payments are processed by a licensed payment provider, under the rules of your country's central bank.
  • Real support. A team you can reach, training for your staff, and help with your first payments.
Friends celebrating on a rooftop bar terrace on a Friday night, raising their glasses under string lights

Common questions

Do I need to buy a machine?
No. The app runs on the Android phone you already own. No machine, no rental, no deposit.
How fast do I get my money?
It lands on your balance the moment the customer pays. You withdraw to your wallet or your bank account whenever you want — no waiting until tomorrow.
What if my customer has no internet?
Use the payment prompt: you enter their number, they confirm with their PIN on their own phone. It works on any handset.
Can my cashiers steal from me?
They can only take payments. Withdrawals are yours alone, every login is tied to one phone, and you can switch any of them off in a tap.
Can I use it in more than one shop?
Yes — every branch and every cashier has a login, and you see them all on one dashboard.
What if a customer says they paid and I didn't get the money?
Open your dashboard and check that transaction. You'll see straight away whether it went through, and you can answer them on the spot.
Can I earn more than just from my own sales?
Yes — switch on agent services, invite other merchants, or build your own network as a super-agent. All three pay you from the same app.

Ready to start?

Talk to our team and we'll open your account today.